Terms and Conditions (‘Terms’)


Effective date: February 2024


These Terms and Conditions (“Terms”) govern your relationship with the Vidhyaan Web and Mobile application (“Service) provided by TechParrot Innovations LLP., referred to as “Company,” which encompasses its affiliates, subsidiaries, or successors in interest.

Your access to and usage of the Service are subject to your acceptance of and adherence to these Terms. These Terms apply to all individuals, including visitors, users, and others who access or use the Service.


By accessing or utilizing the Service, you agree to comply with these Terms. If you disagree with any portion of the Terms, you should refrain from accessing the Service.



Company may enable payments via third-party payment service providers (“PSP”) partners and other Lending Facilitators and it shall be the User’s responsibility not to share the credentials for authenticating the payment including the UPI pin or OTP with any third-party intentionally or unintentionally. The Company never solicits credential information for authenticating the payment such as UPI pin or OTP over a call or otherwise. The Company shall not be liable for any fraud due to the sharing of such details by the User.


While availing any of the payment methods available on the Platform, the Company shall not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:

  • Lack of authorisation for any transaction;
  • Exceeding the pre-set limit mutually agreed by you and between the third-party bank;
  • Any payment issues arising out of the transaction; or
  • Decline of transaction for any other reasons.
  • The Company will not be responsible for any money collected by a third-party by impersonating any representative of the Company.



Certain parts of the Service are provided on a subscription basis (“Subscriptions”). You will be charged in advance on a recurring and periodic basis (“Billing Cycle”). Billing cycles are determined by the type of subscription plan you choose when purchasing a Subscription, which can be monthly, quarterly, or annually.

At the end of each Billing Cycle, your Subscription will automatically renew under the same conditions unless you or the Company cancel it. You can cancel the renewal of your Subscription through your online customer portal or by contacting the Company’s customer support team.


To process payment for your Subscription, a valid payment method such as Net Banking, UPI, or credit/debit card is required. You are responsible for providing accurate and complete billing information, including full name, address, state, zip code, telephone number, and valid payment method details. By providing this payment information, you authorize the Company to charge all Subscription fees incurred through your account to the specified payment method.


If automatic billing fails for any reason, the company will issue an electronic invoice requiring you to manually make the full payment by a specified deadline corresponding to the billing period indicated on the invoice.


Free Trial

The company may, at its discretion, offer a Subscription with a free trial for a limited time (“Free Trial”).


To sign up for the Free Trial, you may need to provide your billing information. If you provide your billing information during the Free Trial signup, you will not be charged by the company until the Free Trial ends. On the final day of the Free Trial, unless you cancel your Subscription, you will be automatically charged the relevant Subscription fees for the chosen Subscription type.


The company reserves the right, without notice, to (i) alter the terms and conditions of the Free Trial offer, or (ii) terminate the Free Trial offer.


Fee Changes

The company may, at its discretion and at any time, adjust the Subscription fees for the Subscriptions. Any changes to Subscription fees will take effect at the end of the current Billing Cycle.


You will receive reasonable prior notice from the company regarding any changes to Subscription fees, giving you the opportunity to cancel your Subscription before the changes take effect.


Your continued use of the Service after the change in Subscription fees constitutes your acceptance of paying the revised Subscription fee.


Unless mandated by law, paid Subscription fees are non-refundable.



When creating an account with us, you are required to provide accurate, complete, and up-to-date information. Failure to comply constitutes a violation of the Terms and may lead to immediate termination of your account on our Service.


You are responsible for safeguarding the password used to access the Service and for any activities conducted under your password, whether on our Service or a third-party service.


You agree not to share your password with any third party. You must promptly inform us of any security breach or unauthorized use of your account.


You may not use as your username the name of another person or entity unless lawfully available for use, a name or trademark that infringes upon the rights of another person or entity without proper authorization, or a name that is offensive, vulgar, or obscene.



By using the Services, the User agrees to indemnify and hold the Company and its affiliates harmless from any and all claims, liabilities, damages (both actual and consequential), losses, and expenses arising from or related to third-party claims concerning:


(a) The User’s use of the Services, including any actions taken by a third party using the User’s account, and

(b) The User’s violation of these Terms.


If such a claim arises, the Company will make reasonable efforts to notify the User at the contact information provided for the User’s account. However, failure to deliver such notice does not exempt or reduce the User’s indemnification obligations.


Account Suspension and Termination

The company retains the right to suspend or terminate accounts linked to users who partake in any of the prohibited activities outlined above or in any manner that breaches the company’s terms or other policies. Additionally, the company reserves the right to terminate any account at any time and for any reason without prior notice to the user.


Upon termination, the user’s access to the Service will cease immediately. Should the user desire to terminate their account, they may do so by discontinuing their use of the Service.


Intellectual Property Rights

The Service, along with its original content (excluding content provided by users), features, and functionality, is and will remain the exclusive property of the Company and its affiliates. The Service is protected by copyright, trademark, and other laws of both India and foreign countries. Company trademarks and trade addresses may not be utilized in connection with any product or service without the prior written consent of the Company.


Link to Other Websites

The Service may include links to third-party websites or services not owned or controlled by the Company. The Company does not have authority over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Users acknowledge and agree that the Company is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any such websites or services. The Company strongly advises users to review the terms and conditions and privacy policies of any third-party websites or services they visit.


Limitation of Liability

User acknowledges and agrees that the Company shall not be liable to the user for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if the Company has been advised of the possibility of such damages), resulting from:

(i) user’s access to or use of the Service;

(ii) any conduct or content of any third party on the Service;

(iii) any content obtained from the Service; and

(iv) unauthorized access, use, or alteration of user’s content, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if a remedy set forth herein is found to have failed of its essential purpose.



The Service provided herein, including third-party hosted services, are offered on an “AS IS” and “AS AVAILABLE” basis. The Company disclaims all representations and warranties of any kind, express, implied, or statutory, including any warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, reliability, security, or the loss or corruption of user’s data. Each party specifically disclaims responsibility for. third-party products and services that the user may utilize and waives any rights and claims against the other party with respect to such third-party products and services


The Company does not warrant that:

(a) the Service will meet user’s requirements;

(b) the defects in the Service will be corrected;

(c) the Service will function uninterrupted, secure, or available at any particular time or location; or

(d) the Service is free of viruses or other harmful components.


Miscellaneous Provisions

The Company’s failure to enforce any right or provision of these Terms does not constitute a waiver of those rights. If any provision of these Terms is deemed invalid or unenforceable by a court, the remaining provisions of these Terms will still apply. You may not assign any of your rights under these Terms, and any attempt to do so is void. However, the Company may assign its rights to any of its affiliates, subsidiaries, or successors in interest. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of these Terms or your use of the Platform and the Service. These Terms constitute the entire agreement between the Company and you regarding the Service, superseding any prior agreements between the parties concerning the Service.



The Company retains the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is significant, the Company will provide a minimum of 15 days’ notice before the new terms take effect. Determination of what constitutes a significant change will be made at the Company’s sole discretion.


By continuing to access or use the Service after these revisions become effective, you agree to be bound by the updated terms. If you do not agree to the new terms, you must discontinue using the Service.


Contact us

If you have any questions about these Terms, please contact us.

By email: [email protected]